Category: Millennials

Rising Interest Rates Have Not Dampened Demand

First Time Buyers, For Buyers, Interest Rates, Millennials, Move Up BuyersChrysti Tovani
Facebook Twitter Google+ Pinterest LinkedIn Print Since the beginning of the year, mortgage interest rates have risen over a half of a percentage point (from 3.95% to 4.52%), according to Freddie Mac. Even a small rise in interest rates can greatly impact a buyer’s monthly mortgage payment. First American recently released the results of their quarterly Real Estate Sentiment Index (RESI), in which they surveyed title and real estate agents across the country about the impact of rising rates on first-time homebuyers. Real estate professionals around the country have not noticed a slowdown in demand for housing among young buyers;…

Should I Wait Until Next Year to Buy? Or Buy Now? [INFOGRAPHIC]

First Time Buyers, Infographics, Interest Rates, MillennialsChrysti Tovani
Chrysti TovaniChrysti Tovani is a REALTOR® based in Fair Oaks, CA, serving the greater Sacramento area—including Orangevale, Carmichael, and nearby neighborhoods. She’s also a multimedia journalist and founder of I Love Fair Oaks, a local media platform spotlighting the people, places, and businesses that make Fair Oaks feel like home. With a background in real estate, mortgages, and marketing, Chrysti helps clients move through life’s transitions with strategy, empathy, and confidence. Serving Fair Oaks, Sacramento, Placer & El Dorado Counties 916-320-2663 | c@chrystitovani.com DRE# 01118449 | Nick Sadek Sotheby’s International Realty Seller’s Playbook: https://stan.store/chrystitovani/ Schedule a Call: https://stan.store/chrystitovani/p/lets-talk-strategy-for-your-next-move www.chrystitovani.com/

Which Comes First… Marriage or Mortgage?

First Time Buyers, For Buyers, For Sellers, Millennials, Move Up BuyersChrysti Tovani
According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2017 at 57% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable. But, many couples are also deciding to buy a home before spending what would be a down payment on a wedding, as unmarried couples made up 16% of all first-time buyers last year. If you’re single, don’t fret! Single women made up 18% of first-time buyers in 2017, while…

Millionaire to Millennials: Don’t Rent a Home… Buy!

First Time Buyers, For Buyers, MillennialsChrysti Tovani
In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If you want to build real financial security, real wealth for your lifetime, then you need to buy a home.” Bach went on to explain: “Homeowners are worth 40 times more than renters. Now, that first home doesn’t need to be a dream home, it can be a very small home. You might literally have to buy a small studio apartment, but that’s how you get started.”  Then he explains the secret in order to…
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