Category: Sacramento Housing Market

Sellers: Make Today’s Home Price Appreciation Work for You

For Buyers, For Sellers, Housing Market Updates, Sacramento Housing Market, Sacramento Real EstateChrysti Tovani
Home prices continue to rise as we move through the summer, and that’s good news for sellers who are looking to maximize their home’s potential. If you’re on the fence about whether to list your house now or later, the question you should really ask is: will this price appreciation last? Here’s what three leading […]

With Rents on the Rise – Is Now the Time To Buy?

For Buyers, For Sellers, Housing Market Updates, Sacramento Housing Market, Sacramento Real EstateChrysti Tovani
According to recent data from realtor.com, median rental prices have reached their highest point ever recorded in many areas across the country. The report found rents rose by 8.1% from the same time last year. As it notes: “Beyond simply recovering to pre-pandemic levels, rents across the country are surging. Typically, rents fluctuate less than […]

Key Questions To Ask Yourself Before Buying a Home

For Buyers, For Sellers, Housing Market Updates, Sacramento Housing Market, Sacramento Real EstateChrysti Tovani
Sometimes it can feel like everyone has advice when it comes to buying a home. While your friends and loved ones may have your best interests in mind, they may also be missing crucial information about today’s housing market that you need to make your best decision. Before you decide whether you’re ready to buy […]

Having Trouble Saving Enough for Your Down Payment? Crowdfund It!

First Time Buyers, For Buyers, Millennials, Rent vs Buy, Sacramento Housing MarketChrysti Tovani
You read that right! First-time buyers across the country are getting creative when it comes to saving the necessary down payment to buy a home. Many couples are asking their wedding guests to contribute to their “Down Payment Fund” rather than fulfilling a traditional registry. This is fueled by the fact that many couples live together prior to marriage and already have the necessary items to make a house a home…they just need the house! The average wedding in the United States has 120 guests who give wedding gifts valued, on average, at $186. This means that couples could walk…

What You Need to Know About the Mortgage Process [INFOGRAPHIC]

For Buyers, Housing Market Updates, Infographics, Interest Rates, Keeping Current Matters, Sacramento Housing Market, Sacramento Real EstateChrysti Tovani
  Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you don’t have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford. Source: Keeping Current Matters Chrysti TovaniChrysti Tovani is a REALTOR® based in Fair Oaks, CA, serving the greater Sacramento area—including Orangevale, Carmichael, and nearby neighborhoods. She’s also a multimedia journalist and founder of I Love Fair Oaks, a local media platform spotlighting the people, places, and businesses that make…

The #1 Reason to List Your House for Sale NOW!

For Sellers, Housing Market Updates, Move Up Buyers, Sacramento Housing MarketChrysti Tovani
If you are debating whether or not to list your house for sale this year, here is the #1 reason not to wait! Buyer Demand Continues to Outpace the Supply of Homes for Sale The National Association of Realtors’ (NAR) Chief Economist Lawrence Yun recently commented on the current lack of inventory: “Inventory coming onto the market during this year’s spring buying season – as evidenced again by last month’s weak reading – was not even close to being enough to satisfy demand.  That is why home prices keep outpacing incomes and listings are going under contract in less than a month –…

Homes More Affordable Today than 1985-2000

First Time Buyers, For Buyers, Housing Market Updates, Pricing, Sacramento Housing MarketChrysti Tovani
  Rising home prices have many concerned that the average family will no longer be able to afford the most precious piece of the American Dream – their own home. However, it is not just the price of a home that determines its affordability. The monthly cost of a home is determined by the price and the interest rate on the mortgage used to purchase it. Today, mortgage interest rates stand at about 4.5%. The average annual mortgage interest rate from 1985 to 2000 was almost double that number, at 8.92%. When comparing affordability of homeownership over the decades, we…

Thinking of Selling Your Home? Why You Need A Pro in Your Corner

For Sellers, FSBOs, Sacramento Housing Market, Sacramento Real EstateChrysti Tovani
With home prices on the rise and buyer demand strong, some sellers may be tempted to try and sell their homes on their own (FSBO) without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller is not. Sellers must realize that their ability to negotiate will determine whether or not they get the best deal for themselves and their families. Here is a list of some of the people with whom the seller must be prepared to negotiate if they decide to FSBO: The buyer who…

4 Tips For Getting Your Home Ready to Sell

Chrysti Tovani, For Sellers, Sacramento Housing Market, Sacramento Real EstateChrysti Tovani
When you put your home on the market, it’s important to set the stage for a buyer to see themselves living there. You want people to fall in love with the house. Like going on a first date, you want everything to look its best. Staged homes often sell quicker and for more money than homes that look lived in. The way you live in your home and the way you market it to sell are two different things. 1. Stand in the doorway and look at each room Try to see it from a buyer’s perspective. Where does the…

2 Ways to Get the Most Money from The Sale of Your Home

For Sellers, Pricing, Sacramento Housing MarketChrysti Tovani
Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive the maximum value for your house? Here are two keys to ensure that you get the highest price possible. 1. Price it a LITTLE LOW  This may seem counterintuitive, but let’s look at this concept for a moment. Many homeowners think that pricing their homes a little OVER market value will leave them with room for negotiation. In actuality, this just dramatically lessens the demand for your house (see chart below). Instead of the seller trying to ‘win’…

What Impact Will the New Tax Code Have on Home Values?

Housing Market Updates, Sacramento Housing MarketChrysti Tovani
Every month, CoreLogic releases its Home Price Insights Report. In that report, they forecast where they believe residential real estate prices will be in twelve months. Below is a map, broken down by state, reflecting how home values are forecasted to change by the end of 2018 using data from the most recent report. As we can see, CoreLogic projects an increase in home values in 49 of 50 states, and Washington, DC (there was insufficient data for HI). Nationwide, they see home prices increasing by 4.2%. How might the new tax code impact these numbers? Recently, the National Association of…

Wondering If You Can Buy Your First Home?

Down Payment, First Time Buyers, For Buyers, Sacramento Housing MarketChrysti Tovani
There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family, others might think they are too young, and still, others might think their current income would never enable them to qualify for a mortgage. We want to share what the typical first-time homebuyer actually looks like based on the National Association of REALTORS most recent Profile of Home Buyers & Sellers. Here are some interesting revelations on the first-time…
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